While our NordicTrack promo codes and coupons can help you save, sometimes that isn’t enough to afford the home fitness equipment of your dreams. Luckily, NordicTrack offers a robust financing program.
If you have been wondering if financing your new workout equipment is the right move for you, but you aren’t sure where to start, we’re here to help you learn everything you need to know.
How To Finance NordicTrack Equipment
So, let’s say that you’ve done your research, you’ve compared prices and decided which NordicTrack machine is right for you. But what if you can’t pay for the new equipment upfront? Well, that’s when it’s time to explore NordicTrack financing options.
There are two ways you can choose to finance your new NordicTrack equipment—either through the no money down, no interest if paid in full 18 months financing plan, or through the 0% APR for 12, 36, or 39 months with equal payments. Both of these financing options are contingent on approval.
The approval process requires you to fill out an application with your personal information—name, address, monthly income, etc.—which will be reviewed quickly. Whether you are approved or denied, you will be contacted. So, let’s move forward, assuming that you are approved and look at the options.
No money down, no interest if paid in full 18 months
If you choose this option, you will have 18 months where you will not be charged interest. However, the minimum monthly payments will not be enough to pay off your equipment before the interest charge will kick in. If the equipment isn’t paid off by the end of the 18 months, you will be charged the interest from the purchase date.
So, if you want to choose this option, we highly recommend you make larger monthly payments to ensure your NordicTrack equipment is paid off before the 18 months of zero-interest financing ends.
0% APR for 12, 36, or 39 months with equal payments
For those who want their payments to lineup with their financing commitment, this financing option may work best. With 0% APR, you can choose to finance for 12, 36, or 39 months. Your payments will be divided equally, depending on which financing length you choose. As long as you pay on-time, you should be able to pay off your financed NordicTrack equipment.
NordicTrack Financing Frequently Asked Questions
Now that you understand your financing options, you may still have a few other questions left about financing through NordicTrack. Below are a few of the most frequently asked questions, which will hopefully be the answers you are looking for.
Who does NordicTrack finance through?
NordicTrack does not provide the financing through their company. Instead, you will work with TD Bank, N.A., as your financing account issuer and administrator.
How do I make payments on my NordicTrack equipment?
You will need to make an account at myonlineaccount.net to pay your bill online. With this account, you will also be able to check your statements, monitor how much longer you have on your promotional balance, and other related activities.
I have a question about my financing account. Who do I ask?
To talk to someone about your NordicTrack financing account, there is this dedicated number you can use: 1 (800) 217-7961.
Also, remember, when you are ready to shop on NordicTrack, grab one of our NordicTrack discount codes to help you save, whether you opt to finance or pay outright.